One Obamacare Tax That May Actually Be Temporary (But Probably Won’t Be)

As explained in this previous post, Obamacare is the end of private health insurance, and, as most of you have long known, that was the original intention. It’s also an endless cornucopia of surprises. The One accomplishes the slaying of this unfair and outmoded institution by eliminating the practice of “medical underwriting,” which means that by law, insurance companies must charge the same premium to everyone. No more denials of coverage for “pre-existing conditions.” How will insurance companies pay those extra costs? The brainiacs who dreamed up Obamacare thought of that. (Don’t they think of everything?) From the Washington Times story, Obamacare fee of $63 per person to begin in 2014: 

Your medical plan is facing an unexpected expense, so you probably are, too. It’s a new, $63-per-head fee to cushion the cost of covering people with pre-existing conditions under President Obama’s health care overhaul.

The charge, buried in a recent regulation, (emphasis mine-one of those of the several hundred references to “as the Secretary shall determine”) works out to tens of millions of dollars for the largest companies, employers say. Most of that is likely to be passed on to workers.

Employee benefits lawyer Chantel Sheaks calls it a “sleeper issue” with significant financial consequences, particularly for large employers.

“Especially at a time when we are facing economic uncertainty, [companies will] be hit with a multimillion-dollar assessment without getting anything back for it,” said Mr. Sheaks, a principal at Buck Consultants, a Xerox subsidiary.

Based on figures provided in the regulation, employer and individual health plans covering an estimated 190 million Americans could owe the per-person fee.

Most of whom, of course, will not benefit from these payments. But then it’s all about “fairness,” no? Someone has to pay for those poor schmucks with the pre-existing conditions. It may as well be you, Bitter Clinger. The makers v. the takers, remember?

Now let’s consider two prospective customers under this “take all comers” Obamacare health “insurance” system:

Customer A: an obese, insulin-insensitive 63 year-old lifetime (since age 14) cigarette smoker, who is also a heavy drinker and occasional pot smoker, whose diet consists of a daily breakfast of Cheetos and Jack Daniels, supplemented by Hershey bars and Mountain Dew throughout the day, and who has shortness of breath, knee and back pain and frequent chest pains. He hasn’t had his teeth cleaned since Jimmy Carter was president, and the only exercise he gets is pushing his shopping cart around and muttering under his breath.

Customer B: a 27 year-old marathon runner who eats no red meat, not only runs 75 miles a week, but also attends a weekly yoga class, and lifts weights twice a week, and has an enviable body fat percentage. He’s what insurance companies call a “young invincible,” which means that he is not inclined to purchase insurance because he thinks he’s going to live forever. He is a non-smoker, and a moderate, social drinker. His only health problem was a mild cold 18 months ago. He sees his doctor and dentist every year for check ups. After all, he does all the scheduled maintenance on his car. Why not his body?

Now, you’re the insurer. You must charge the same premium to A and B. Do you charge both customers the rate required to pay the medical bills and make a slight profit when you take on A, or the rate for B? The answer obvious.

Now, you are B’s employer. (Right, A has no employer. How did you guess?) Faced with an increase of several hundred percent for the cost of your share of the health insurance that you have proudly provided your employees for years, do you pay that now ridiculously high cost or do you opt to pay the Obamacare fine, which is substantially less? Once again, the answer is obvious.

So, as private employers drop their coverage because of skyrocketing premiums, you and your family end up dumped on the government-run system, the good news is that you won’t have to worry about that $63 fee. The bad news is that you, your kids, and your mama, along with Customer A, are consigned to the state-run system. Good luck finding a doctor.

On second thought, as Ronald Reagan once accurately noted, the only thing resembling eternal life is a federal program, and once this tax is enshrined in law, do you really think that these parasites will give up that $63 a head, even after they’ve destroyed our health care system and you are on the crappy government-run system?

Me either.

Shouldn’t America’s Number 1 Fitness Expert Know How to Do a Proper Pushup?

Slobbering media sycophantic reports notwithstanding, half-assed Michelle, and I use the term figuratively, continues her outreach to the key Obama constituency, the low/no information, celebutard worshipping voter, showing with Jimmy Fallon that she still can’t do a proper pushup. She did those same affirmative action, half pushups she did when she “beat” Ellen in a pushup contest!

Or maybe she just figures that we need to make allowances for her pushups, just as they did when they admitted her to Princeton and Harvard

Yes, when it comes to pushups, I do know what I’m talking about.

5 Simple Suggestions for Those Starting a Fitness Program

This is the time of year when many people start to think of getting in shape. It’s that whole New Year’s resolution thing, which I really hate. My feeling is that if you realize it’s time to make some changes, you should make them, whether it’s January 1st or August 18th. Let’s face it. These New Year’s resolutions are made to be broken, and almost always are.

Something else that I’ve never been a huge fan of: fou-fou work out clubs, the sort of places where people spend hundreds of dollars a month to show off their designer fitness clothes, and where the women spend more time applying their pre-workout makeup than they spend exercising, a word that I must use loosely, since these babes wouldn’t want to break a sweat, lest they muss their hair. Don’t even get me started about the men, another word used loosely, and their “manscaping.” YIKES! I prefer the sort of gyms that might be mistaken for moldy, dank “Befores” on a basement remodeler’s website. You would not believe some of the pits in which I have attempted to reduce my bodyfat percentage, and that’s the way I like it.

Many of you know that, in a previous life, I was a personal trainer. You might even say that I wrote the book on it. So, give me a couple of dumbbells, a simple pulldown machine and a few square feet of empty space, and I’m good to go. The place that my partners and I use now is no exception. Forgive me if I sound harsh, but I want to be completely honest. You could call it the “low budget alternative.” Not only is it not fancy, the “fitness professionals” who work there appear to split their time between this club and graveyard shifts working as bouncers at neighborhood taverns, and I doubt that they could distinguish a rotator from a pant cuff at gunpoint. In addition, I would put this place up against any gym in America for the following titles:

  • Most members who weigh at least 60 pounds more than Oprah
  • Fewest members who speak English as a first language
  • Most members who qualified for Medicare during the first Reagan administration

Not only are many of the people who work out at this place, to be completely frank, fat, old and/or non-English speaking. They are unfortunately and distressingly clueless about basic good manners. Today, as I was suffering on the Stairmaster, a guy a few feet away from me was coughing his fool head off without any thought to covering his germ-spewing mouth. This man was no kid. He was older than Methuselah. I guess mothers back in the 19th century didn’t tell their kids to cover their mouths when they coughed, since the concepts of “bacteria,” “viruses” and “infection” had yet to be discovered, but that’s no excuse today. C’mon, Pops, give us all a break!

Needless to say, what with good manners being in short supply these days, so is gym etiquette, especially among the new gym members who show up every January, ready to implement those irritating and short-lived New Year’s resolutions. So, as a public service, and in the spirit of tough love, here are a few simple reminders about how to behave in the gym:

(1)Sharing Doesn’t Apply to Germs

As previously mentioned, as much as we all like sharing, that doesn’t apply to your germs, be they air-borne or carried by your bodily fluids. Most facilities, even the low-budget variety, supply germicidal spray and paper towels. Use them. Wipe off benches and equipment after you use them. And please cover your mouth when you cough.

(2)Working In is Good Manners

If you aren’t actively using a machine, it’s polite to let your fellow gym members “work in,” that is, use the device between your sets. This is good sharing. Sitting there in your 1980’s terrycloth headband and polyester bermuda shorts glaring at anyone who asks to work in is not only cool. It makes you look like an inconsiderate doofus who doesn’t belong there, leaving people who work out all year long silently taking comfort in the knowledge that Groundhog Day will find your fat rear end either lying in bed or wedged into a seat at a doughnut shop rather than keeping us from finishing our workouts.

(3)The Gym Isn’t a Reading Room

If you want to read magazines, the couch in your den is probably a better venue than the leg extension machine. (You know who you are.)

(4)Silence is Golden

Screaming, grunting or otherwise emitting strange, guttural sounds doesn’t indicate that you are pushing the envelope and getting in touch with your inner Eye of the Tiger. It makes us wonder if we should call the paramedics.

(5)Put it Back

No one is impressed when you walk away from the leg press, leaving several 45-pound plates on each spindle for someone else to remove, unless you mean impressed by how rude you are. If you’re so strong, do us all a favor, and take the plates off the machines when you’re finished.

That about covers it. I wish you all the best in your fitness endeavors, and I know that when I ask to work in, you’ll hitch up your bermuda shorts and let me get my set in.

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Please vote for the Teri O’Brien Show as Talk Show of the Year on Red State Talk Radio. (You’ll need to scroll down on the right side to vote). The deadline is 12/31/11, so please do it ASAP. Thanks so much!

Politics, Pop Culture, the Hottest Issues of the Day, and Your calls. The Teri O’Brien Show, featuring America’s Original Conservative Warrior Princess, Live and in color, Sundays 4-6 pm Central time  at http://www.blogtalkradio.com/Teri-OBrien. Daring to Commit Common Sense, Fearlessly, and More Important, Cheerfully, in the Age of Obama.

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Cue the Sir Mix-A-Lot: Sensenbrenner Tells Truth About Michelle’s Huge Ass

Some of my friends and listeners have suggested that I should run for political office. I’m  flattered that they think I would do a better job than the current crop of mediocre, spineless refugees from the private sector, but of course, there is zero chance that would take them up on their idea. I like telling the truth way too much for that. As Michael Kinsley famously said, in Washington, a “gaffe” is doing just that. Yet another example of the truth of Mr. Kinsley’s statement is this item about Rep. James Sensenbrenner’s very accurate comments regarding America’s number one, albeit self-appointed, health, fitness and nutrition expert, Michelle Obama.

From an outraged “journalist,” at something called the DCFishbowl, reporting on the Wisconsin representative’s cell phone conversation overheard at Reagan airport:

Thanks to Marathon Pundit, via Doug Ross, for another photo of Michelle's biggest asset

Apparently, the congressman was talking to someone about a church auction he had attended three weeks earlier, when an admirer of Michelle’s, who must have been baiting the conservative representative, approached him.

As listeners to the Teri O’Brien Show know very well, I have noted for several years, the HUGE, and i do mean huge, and bizarre inconsistency between Mrs. Obama’s incessant hectoring about obesity, exercise, and our food choices while possessing a rear end on which we could park an aircraft carrier. There’s a reason that devotees of the Obama cult of the personality gush endlessly about Mrs. Obama’s sculpted arms, as noted here.

Now, Cong. Sensenbrenner is supposed to apologize to Moochelle for a true statement he made in a conversation overheard by a “Democrat operative?” Only in Washington. I’m sure that the reporter, a Ms. Betsy Rothstein, who scribbled this foolishness, expects him to bow down to Her Highness even lower than Barack Obama meeting a tinpot dictator.  She is completely focused on Mr. Sensenbrenner’s, physique, indignant that “he, also, has a large behind,” conveniently ignoring the fact that he is not the one lecturing us on our diets and exercise routines, all the while stuffing his pie hole with ice cream, french fries and lobster. Let’s talk turkey, or perhaps I should say, ribs, Ms. Rothstein, about Mrs. Obama’s derriére. You can see it from space.

There’s a larger question, though, even larger than the subject at hand, which is the only thing Mrs. Obama has that is bigger than her sense of entitlement. That larger question is this one: Is it just me, or does it seem that these liberal apparatchiks do a lot of eavesdropping, especially at Christmas time? Remember when those typical American grandparents, just out doing some holiday shopping, happened to have their typical, average American police scanner on in their car when they heard Rep. John Boehner talking about the ethics investigation involving then-Speaker Newt Gingrich? They recorded the conversation, and eventually delivered it to Baghdad Jim McDermott, who leaked it to the New York Times. A federal court ordered Rep. McDermott to pay Rep. Boehner damages for his skullduggery, and he eventually had to cough up hundreds of thousands in damages and legal fees. Why are these people always sniffing around, eavesdropping and otherwise refusing to mind their own business? Oh wait …never mind. They are LIBERALS! Controlling everyone’s life is their reason for living!

We can only hope that January 20, 2013 will find Barack Obama’s skinny backside and his repellent wife’s ginormous one living somewhere other than the White House, and all our problems will be behind us.

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Please vote for the Teri O’Brien Show as Talk Show of the Year on Red State Talk Radio. (You’ll need to scroll down on the right side to vote). Thanks so much!

Politics, Pop Culture, the Hottest Issues of the Day, and Your calls. The Teri O’Brien Show, featuring America’s Original Conservative Warrior Princess, Live and in color, Sundays 4-6 pm Central time  at http://www.blogtalkradio.com/Teri-OBrien. Daring to Commit Common Sense, Fearlessly, and More Important, Cheerfully, in the Age of Obama.

Make My Day: Text “FAN TOBCWP” to 32665

Can’t listen live? Download it from iTunes and listen on demand. 

As one listener wrote “one of the most insightful and entertaining pundits in America. Also, her voice is magical.”

Serious Ideas, Irresistible Entertainment. Warning: listeners may become hopelessly addicted.